Licensing and Disclosures
Mubarak Mortgage is a DBA of HomeMac, LLC.
We are committed to transparency and compliance with all state and federal regulations.
License Information
NMLS License #: 1165808
California Financing Law (CFL): 603L284
Where We Do Business
State Licenses
Mubarak Mortgage is a DBA of HomeMac, LLC (HMAC) with corporate NMLS License # 1165808. Below are the states where we are licensed.
| State | License Description |
|---|---|
| California | Finance Lenders Law License (#603L284) and a CRMLA License # 41DBO-134495. |
| Colorado | Mortgage Company Registration. |
| Connecticut | Mortgage Lender License (#ML-1165808). |
| Florida | Mortgage Lender License (#MLD1373) and a Mortgage Lender Servicer License (#MLD1373). |
| Georgia | Mortgage Lender License/Registration (#55585). |
| Illinois | Illinois Residential Mortgage License (#MB.6761241). |
| Indiana | Mortgage Lending License (#34639). |
| Kentucky | Kentucky Mortgage Company License (#MC385742). |
| Louisiana | Residential Mortgage Lending License. |
| Maryland | Mortgage Lender License (#1165808). |
| Massachusetts | Mortgage Lender License (#ML1165808). |
| Michigan | 1st Mortgage Broker/Lender License (#FL0020871) and 1st Mortgage Broker/Lender/Servicer License #FL-0023797. |
| Minnesota | Residential Mortgage Originator License (#MN-MO-1165808). Residential Mortgage Originator License OTN #1: MN-PNO-1165808-1 and Residential Mortgage Servicer License #MN-MS-1165808. |
| Mississippi | Mortgage Lender License (#1165808). |
| Missouri | Mortgage Company License (#1165808). |
| New Jersey | Residential Mortgage Lender License. |
| North Carolina | Mortgage Lender License (#L-174935). |
| Ohio | Ohio Residential Mortgage Lending Act Certificate of Registration. |
| Oklahoma | Mortgage Lender License (#ML011469). |
| Oregon | Mortgage Lending License (#ML-5474). Mortgage Servicer License # 1165808. |
| Pennsylvania | Mortgage Lender License (#61262). Mortgage Servicer License #79556. |
| South Carolina | Mortgage Lender / Servicer License (#MLS-1165808). OTN #1 (#MLS-1165808 OTN #1), OTN #2 (#MLS-1165808 OTN #2), OTN #3 (#MLS-1165808 OTN #3). |
| Texas | SML Mortgage Company License and SML Mortgage Loan Servicer Registration. |
| Virginia | Lender License (#MC-6747) and Broker License (#ML-6747). |
| Washington | Consumer Loan Company License (#CL-1165808). |
| Wisconsin | Mortgage Banker License (#1165808BA) and Mortgage Broker License (1165808BR). |
Disclosures
HomeMac, LLC (HMAC). Equal Housing Lender. NMLS ID 1165808. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Financing Law, CFL License # 603L284, and the California Residential Mortgage Lending Act, CRMLA License # 41DBO-134495. For other states, visit www.homemac.com/licensing-and-disclaimer/. To verify licenses, visit www.nmlsconsumeraccess.org. This is not a commitment to lend. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions may change without notice. There is no guarantee that all borrowers will qualify. Restrictions may apply. HMAC and its loan products are not affiliated with, sponsored or endorsed by a government agency. Phone: 866-275-2677 | 4 Hutton Centre Dr., Ste. 500 Santa Ana, CA 92707 | 714-417-9895 (Nationwide) | www.homemac.com. © 2026. HomeMac, LLC. All rights reserved. Use of this website is subject to our Terms of Use and Privacy Policy.
Fair Lending Laws and Regulations
The Equal Credit Opportunity Act (ECOA), implemented by Regulation B, prohibits creditors from discriminating against credit applicant on the bases of race, color, religion, national origin, sex (including sexual orientation and gender identity), marital status, age (providing the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program or because applicant has in good faith exercised any right under the Consumer Credit Protection Act.
The Fair Housing Act (FHAct) prohibits discrimination in any aspect of a residential real estate related transaction. The FHAct prohibits discrimination based on race, color, national origin, religion, sex, familial status (households with children under the age of 18 living with a parent or legal custodian, pregnant women, or people securing legal custody of children under 18), or disability, sexual orientation, or gender identity.
The Home Mortgage Disclosure Act (HMDA) requires many financial institutions such as HMAC to maintain, report, and publicly disclose loan-level information about mortgages. HMDA data related to our residential mortgage lending activities are available online for public review. For more information, visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).
HomeMac, LLC (“HMAC” or “the Company”), a state-licensed mortgage lender (NMLS ID 1165808), is committed to compliance with all applicable federal and state fair housing laws and regulations. All loans are subject to credit approval and acceptable collateral. Additional terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not an offer for an extension of credit nor a commitment to lend. By refinancing your existing mortgage, your total finance charge may be higher over the life of the loan. No/low-income documentation loans may have a higher interest rate, more points, or more fees than other loan products requiring full documentation. HMAC and its loan products are not affiliated with, sponsored or endorsed by a government agency. FHA and USDA Loans require an upfront and annual mortgage insurance premium. The upfront premium may be included in your loan amount. VA loans require an upfront Guarantee Fee. The upfront Guarantee Fee may be included in your loan amount.