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Sharia Compliance

Fatwas & Endorsements

Our financing is reviewed and approved by respected Islamic scholars. Here are the rulings and endorsements behind our programs.

What is a fatwa?

A fatwa is a legal opinion or ruling in Islam, issued by a scholar based on Islamic scriptures. It covers various aspects of life and is not universally binding, but individuals may choose to follow it based on the authority of the issuing scholar. Fatwas address diverse issues, and interpretations can vary among different Islamic traditions.

Endorsed by AMJA Seal
AMJA Endorsement

Endorsed by the Experts of

Islamic Finance

We are proud to be endorsed by the Assembly of Muslim Jurists of America (AMJA) as a trusted Islamic home financing provider of the highest level:

“The committee has reviewed the Murabaha contract submitted by Mubarak Mortgage and believes that it is Sharia-compliant.”

Read the Full Endorsement
Sharia Board

Sharia Board Endorsement

Imam Dr. Syed Alnajjar

Imam Dr. Syed Alnajjar

Dr. Sayed Alnajjar is a College Professor at the Islamic University, Board member, and the religious director in one of the major Mosques in WA. He studied at Al-Azhar al-Sharif in Egypt.

Dr. Alnajjar holds a BA and MBA degrees in the Islamic Economic System from City University of Seattle, and a Ph.D. in Islamic Studies from the Islamic University. Dr. Alnajjar holds Ijazah (Qur'anic Testimony) and he is also the author and translator of several books on the Islamic Religion.

Watch the Interview
SHAPE Sharia Board Approval Fatwa document
SHAPE Fatwa

Sharia Board Approval

Our Murabaha home financing program has been reviewed and certified by the Sharia board at SHAPE Knowledge Services, a globally recognized advisory firm in Islamic finance.

The fatwa shown here confirms that our contracts, documents, and process are free of riba (interest) and follow the rules of Islamic commercial law. You can read the full ruling in the document.

Have questions about our Sharia compliance?

Our advisors can walk you through the contracts and the scholars' rulings, step by step.

Meet Our Team
Mubarak Mortgage
Mubarak Mortgage

Mubarak Mortgage is DBA of HomeMac, LLC. Corporate NMLS License #: 1165808 located at 4 Hutton Centre Dr # 500 Santa Ana, CA 92707.

Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Financing Law, CFL License # 603L284, and the California Residential Mortgage Lending Act, CRMLA License # 41DBO-134495. For other states, visit www.homemac.com/licensing-and-disclaimer/. To verify licenses, visit www.nmlsconsumeraccess.org. Programs, terms and interest rates are subject to change. All loans are subject to credit approval and acceptable collateral. There is no guarantee that all borrowers will qualify. Results may vary. Additional terms and conditions apply. Restrictions may apply. Not affiliated with, sponsored or endorsed by a government agency.

Contact

4 Hutton Centre Dr., Suite 500
Santa Ana, CA 92707

Phone: 855-996-8227

Monday - Friday
9:00 AM - 6:00 PM PST

AMJA Endorsed

AMJA Seal

100% Sharia Compliant financing solutions certified by the Assembly of Muslim Jurists of America.

Accreditations: VA, FHA, Google Reviews, Equal Housing Lender, BBB, ZoomInfo

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